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Leader of Credit Reporting & Metro 2® Solutions

Since 1986, Hutchins Systems, Inc. has been the industry leader and expert in consulting for many companies on Metro 2® format, credit data processing, and development of credit bureau reporting software.

Our Metro 2® Solutions allows any business to report consumer credit accounts and business commercial accounts to all of the national credit bureaus – Equifax, Experian, Innovis, and TransUnion.

We also support Metro 2® Credit Reporting to real-time credit bureaus with national coverage of alternative credit data.

What sets us apart from other Metro 2® Reporting
Software?

Best in class Customer Service

q Getting started to report your customer credit can be daunting and frustrating task.

q We very well understand the process and our real person customer success team will guide you all along the way to make your journey as pleasant and successful as possible..

Seamless Integration and Compatibility

q Sundry of available apps – Desktop, Cloud and API.

q Seamless integration with existing systems through CSV, Excel, JSON formats.

q Multi-bureau reporting (Experian, Equifax, TransUnion, Innovis).

q API support for automation and real-time data exchange.

Compliance and Data Accuracy


q Full Metro 2® compliance with CDIA (Consumer Data Industry Association) standards.

q Automated data validation to reduce errors and ensure accuracy.

q Built-in error checking for missing or incorrect data.

q Audit trails for tracking changes and submissions.

Ease of Use and Automation


q User-friendly interface with guided workflows.

q Batch processing for large volumes of accounts.

q Automated audit report generation and scheduling.

q Pre-built Metro 2 templates for quick data entry.

Data Security and Protection

q End-to-End encryption for sensitive data.

q Role-based access control (RBAC) to restrict permissions.

q Two-factor authentication (2FA) for added security.

q Secure cloud or on-premise options.

Flexible Pricing Plans

q Our pricing starts from $49.

q We can host for a team of one or one hundred.

q Unmatched speed and simplicity in onboarding.

q Minimal setup cost.

Please read the following testimonials to see what our customers have to say about our company.

4.8
9
Hutchins Systems

Ms. Shirley Knight

"Absolutely making the right choice for METRO 2® Software" Clarkesville Finance, Inc. has been in business over 50 years, since 1955. We started working with computers about 15 years ago but the owner, Mr. Butner, did not care too much for them and still is not to sure about using them. So we had to keep manual records on our customers. When the credit bureau no longer allowed us to report on manual forms, our search was on to find software that we could easily use. We tried several software programs and they were totally confusing. Then we found Credit Time 2000© from Hutchins Systems, Inc. Their software was so easy to understand and they explained in their manuals lots of information we did not know about credit reporting (kind of got you stuff). The Credit Time 2000© software was extremely simple to use. You know what fields need to be used and you may just pick a field, click your choice, pick the next field, click on your choice and when all the information was filled in, click Save. How easy is that? When you have all of your accounts in, you just create the file (in METRO 2®), download it to the credit bureau and move on to something else you may need to be doing. Save your time. Please take our word for their product, we tried others’ METRO 2® software and gave up. We are happy we now lease - Credit Time 2000©. It really is the best one to use and your credit information will be reported accurately.

Clarkesville Finance, Inc.

Hutchins Systems
5
2020-09-02T07:44:04+00:00

Clarkesville Finance, Inc.

"Absolutely making the right choice for METRO 2® Software" Clarkesville Finance, Inc. has been in business over 50 years, since 1955. We started working with computers about 15 years ago but the owner, Mr. Butner, did not care too much for them and still is not to sure about using them. So we had to keep manual records on our customers. When the credit bureau no longer allowed us to report on manual forms, our search was on to find software that we could easily use. We tried several software programs and they were totally confusing. Then we found Credit Time 2000© from Hutchins Systems, Inc. Their software was so easy to understand and they explained in their manuals lots of information we did not know about credit reporting (kind of got you stuff). The Credit Time 2000© software was extremely simple to use. You know what fields need to be used and you may just pick a field, click your choice, pick the next field, click on your choice and when all the information was filled in, click Save. How easy is that? When you have all of your accounts in, you just create the file (in METRO 2®), download it to the credit bureau and move on to something else you may need to be doing. Save your time. Please take our word for their product, we tried others’ METRO 2® software and gave up. We are happy we now lease - Credit Time 2000©. It really is the best one to use and your credit information will be reported accurately.

M. George

Can I first say THANK YOU! I really appreciate you sending so much detailed information for me. I would also like to give a pat on the back to your support group. They were so extremely helpful and more importantly patient with me. They gave me some helpful hints, a quick tutorial and that was the real reason I got up and running (so to speak) and able to turn our information in on time. Your staff clearly cares about your customers and it shows in your level of customer service. Your help was so much appreciated. Marcie
Hutchins Systems
5
2020-09-02T18:45:56+00:00
Can I first say THANK YOU! I really appreciate you sending so much detailed information for me. I would also like to give a pat on the back to your support group. They were so extremely helpful and more importantly patient with me. They gave me some helpful hints, a quick tutorial and that was the real reason I got up and running (so to speak) and able to turn our information in on time. Your staff clearly cares about your customers and it shows in your level of customer service. Your help was so much appreciated. Marcie

Kyle Johnson

"We recently submitted our initial data to Equifax, using Credit Time 2000@. To our surprise, we were informed that our initial data was "Excellent", and that it could be loaded into production. In my 15 years of working at various credit institutions, I have never had a credit bureau give their blessing to "initial" data. Never! I must say, that comparing your software to the competition is like comparing a Volkswagen (theirs) to a Ferrari (The Hutchins Systems, Inc. Credit Time 2000@). Your system, Credit Time 2000©, is flat out THE BEST! For one, your system reports to all 4 bureaus, which the competition does not. Initially, it was a little difficult to acclimate ourselves to Credit time 2000@, but this was simply due to the complexities associated with the METRO 2 FORMAT®, and not the Credit Time 2000© software. At this time we are waiting confirmation back for the other two credit reporting agencies regarding our data. We are positive that the results will be the same. In closing we would like to thank you and your staff for all of your patience and understanding. Furthermore, we look forward to continuing using the Credit Time 2000© software."
Hutchins Systems
4
2020-09-02T18:46:42+00:00
"We recently submitted our initial data to Equifax, using Credit Time 2000@. To our surprise, we were informed that our initial data was "Excellent", and that it could be loaded into production. In my 15 years of working at various credit institutions, I have never had a credit bureau give their blessing to "initial" data. Never! I must say, that comparing your software to the competition is like comparing a Volkswagen (theirs) to a Ferrari (The Hutchins Systems, Inc. Credit Time 2000@). Your system, Credit Time 2000©, is flat out THE BEST! For one, your system reports to all 4 bureaus, which the competition does not. Initially, it was a little difficult to acclimate ourselves to Credit time 2000@, but this was simply due to the complexities associated with the METRO 2 FORMAT®, and not the Credit Time 2000© software. At this time we are waiting confirmation back for the other two credit reporting agencies regarding our data. We are positive that the results will be the same. In closing we would like to thank you and your staff for all of your patience and understanding. Furthermore, we look forward to continuing using the Credit Time 2000© software."

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