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Produces a PC based student loan billing, collection and accounting system.

Enables the real-time completion of online credit applications for financial institutions, vendors and manufacturers.

Provides credit collection and deductions management software.

Offers debt collection software, predictive dialers and document management systems.

Delivers credit risk management and collections software and services to Fortune 1000 companies and financial institutions.

Provides debt consolidation and management software systems for credit counseling agencies.

Windows based software for credit report retrieval.

Provides software services and Internet sites to pre-employment screening, tenant screening and background investigation companies.

Develops and provides software solutions and services, including a software-based online network, for automating consumer and small business credit analysis, decisioning and funding processes. (Nasdaq: CMSS).